公司集资英语对话

集资是从企业内部获得资金,让自己下属拿出钱来入股就是集资。下面小编为大家整理的公司集资英语对话，希望对大家有用!

公司集资英语对话

A: Since we're just beginning operation，we need to start raising capital. If we don't raise some capital，how can we meet our capital expenditures? If we want to maintain adequate cash flow，we'd better get busy.

B: Start-up costs are always something to worry about. But I wouldn't worry too much. . .

A: Not worry? But how can we begin operation without adequate funding?

B: First，we need to go and apply for all the business grants we can.

A: What kind of business grants do we qualify for?

B: I have a few good leads on a couple of grants we might qualify for. Also， we need to consider loans. The first liability we should obtain for our business is an SBA loan.

A: Why do you think we should go for that kind of a loan as opposed to others?

B: The terms of the SBA loan are a lot more favorable to businesses that are just getting started.

A: I wish I had known that before. . . I already applied for a loan at the bank. We were approved for that loan，but the terms aren't as favorable as we had hoped for.

B: What do you mean? What kind of terms did they offer you?

A: Well，I couldn't get approved for a business loan，so I ended up having to use a personal loan from the equity on my house.

B: What were you thinking? That is so risky! If I were you，I don't think I want to take the risk of ruining my personal credit. Or loosing my house!

A: If the only way to raise the capital is for me to go into personal debt，then I guess I have no choice but to take the risk.

A：由于我们刚刚开始运营，我们需要集资。如果不筹集资金，如何应对支出?如果我们想保持稳定的现金流量，现在就得忙起来。

B：启动成本总是值得考虑，但我对此并不十分担心。

A：不担心?我们怎么能够在没有足够资金的前提下启动运营?

B：首先，我们得尽可能地申请所有的企业补助金。

A：什么样的企业补助金我们有资格申请?

B：我对一些我们可能有资格申请的补助金有一些线索。我们也可以考虑借贷，我们应该得到的第一笔贷款就是小企业管理局贷款。

A：你凭什么认为我们应该选择这个贷款而不是别的呢?

B：对于刚刚起步的企业，小企业管理局的贷款条件要优厚得多。

A：我真希望我早点知道……我已经在银行申请了贷款。我们的贷款已经通过了审批，但是条件没有我们希望的那样有利。

B：你是什么意思?他们给你什么样的条件?

A：我得不到商业贷款，所以我不得不以住房为抵押使用个人贷款。

B：你是怎么想的?风险太大了!换作是我，我不会愿意以我的个人信贷来冒险，也不愿意把房子赔进去!

A：如果个人贷款是我集资的唯一办法，那我别无选择，只能冒险。